Dental Insurance Plans in Jacksonville, FL
Protect Your Smile with Affordable Dental Coverage
Your oral health is a vital part of your overall well-being—and at SunLife Benefits Group, we make it easy to protect it. Whether you're looking for individual coverage, a family plan, or supplemental dental insurance to add to your existing health coverage, we offer a range of affordable, flexible plans to meet your needs.
As a trusted Jacksonville dental insurance broker, we help clients across the area access quality dental care at a price that fits their budget. From preventive services to major dental work, we’ll guide you through your options and help you choose the plan that’s right for you.
What Does Dental Insurance Cover?
Dental insurance typically includes a range of preventive, basic, and major services. We’ll help you understand what’s covered under each plan and how to choose the right level of protection based on your dental history, provider preferences, and financial goals.
Most plans offer coverage for:
- Routine exams and cleanings (usually 100% covered)
- X-rays (typically covered under preventive services)
- Fillings and extractions
- Crowns, bridges, and dentures
- Root canals and oral surgery
- Orthodontics (in select plans)
- Emergency dental treatment
Preventive care is often covered at no cost, while basic and major services may require copays or deductibles. Our team helps you compare plans side-by-side to find the one with the coverage—and cost—you’re comfortable with.
Who Needs Dental Insurance?
If you don’t receive dental benefits through an employer or your existing health plan, you should consider a standalone dental policy. Dental insurance is especially valuable for:
- Families with young children who need regular checkups and cleanings
- Individuals under 65 without employer-sponsored coverage
- Self-employed workers and freelancers
- Seniors looking to supplement Medicare (which does not include dental)
- Anyone planning for restorative or cosmetic dental work
Dental care can be costly without insurance. Even routine visits can add up—and emergency dental work without coverage can become financially overwhelming. With a dental insurance policy in place, you’ll pay less out-of-pocket and receive regular care to avoid serious issues down the road.
Our Dental Insurance Options
As an independent agency, SunLife Benefits Group offers access to multiple top-rated dental carriers, allowing us to provide:
Individual Dental Plans
Perfect for singles or couples without employer coverage. These plans often include free cleanings and discounted rates for basic and major services.
Family Dental Coverage
Bundled family dental insurance helps you save money while ensuring every member of your household gets the care they need—especially important for growing children.
Senior Dental Plans
Because Medicare doesn’t include dental, we help seniors add affordable dental coverage that works with Medicare Advantage or standalone health plans.
Dental + Vision Bundles
Ask us about bundling dental and vision insurance to maximize your savings and simplify your benefits management.
PPO vs. HMO Plans
We explain the difference between PPO (more provider flexibility) and HMO (lower premiums, network restrictions) plans so you can make the right call.
Why Choose SunLife Benefits Group?
Finding the right dental insurance can be confusing. That’s why clients across Jacksonville trust SunLife Benefits Group to simplify the process and deliver results.
Here’s what makes us different:
- Independent broker access to multiple carriers
- No-cost consultations—you pay nothing for our help
- Expert comparisons between plan features, costs, and networks
- Clear, pressure-free guidance from licensed local agents
- Ongoing support for renewals, billing issues, or changes
We’ve been serving the Jacksonville area for over 7 years, helping individuals and families make smart, confident insurance decisions.
FAQs – Dental Insurance in Jacksonville
Does health insurance include dental coverage?
Most health insurance plans do not include dental. Some ACA plans may offer limited pediatric dental, but adults typically need a separate dental plan.
Can I get dental insurance any time of year?
Yes! Dental insurance is not restricted by Open Enrollment. You can apply for and enroll in a plan any time, with most coverage starting the following month.
What’s the difference between PPO and HMO dental plans?
PPO plans offer more provider choice and easier access to specialists, but often come with higher premiums. HMO plans have lower costs but require you to stay in-network.
Do you offer plans with orthodontic coverage?
Yes, some carriers offer plans that include orthodontics, often with waiting periods. Let us know if you’re seeking braces or aligner coverage, and we’ll find a plan that fits.
Get the Right Dental Plan for Your Needs
You shouldn’t have to choose between your health and your wallet. At SunLife Benefits Group, we help you find affordable dental insurance in Jacksonville that covers what you need—whether it’s regular cleanings or major restorative care.
Our local agents take the time to understand your needs and recommend plans that deliver value and long-term peace of mind. Get expert advice with no cost, no pressure, and no guesswork.
