Medicare Advantage & Senior Insurance Plans in Jacksonville
Personalized Medicare Help from a Licensed Jacksonville Broker
Turning 65 or helping a loved one transition into Medicare? You likely already know how overwhelming the process can be. With all the parts, plans, deadlines, and fine print, it’s easy to feel lost.
At SunLife Benefits Group, we’re here to make Medicare simple. Whether you're exploring Medicare Advantage (Part C) or need supplemental coverage to fill the gaps, our licensed Medicare brokers in Jacksonville, FL offer free, expert support to help you make the right decision—without the confusion or sales pressure.
With over 7 years of experience and licenses in Florida and 30+ other states, we provide senior insurance solutions that protect your health, your budget, and your peace of mind.
What Is Medicare Advantage?
Medicare Advantage, also known as Part C, is a private insurance alternative to Original Medicare. Offered by Medicare-approved carriers, these plans combine Part A (hospital) and Part B (medical) into one bundled plan—and often include Part D (prescription drug coverage) and extra benefits like:
- Dental and vision care
- Hearing aids
- Over-the-counter allowances
- Gym memberships
- Transportation benefits
- Chronic condition management programs
Because plans vary by provider and location, it’s important to compare options carefully—and that’s where we come in.
Medicare Advantage vs. Original Medicare
Original Medicare
- Administered by the federal government
- Only includes Part A & B
- Does not include drug coverage (Part D)
- No maximum out-of-pocket limit
- May require purchasing Medigap (supplement) plans for full coverage
Medicare Advantage (Part C)
- Offered by private insurers
- Combines A + B and usually D
- Includes additional services
- Set annual out-of-pocket max
- May have provider networks (HMO/PPO)
Choosing between Original Medicare and Medicare Advantage depends on your health, budget, lifestyle, and provider preferences. We’ll walk you through the pros and cons of each, so you can feel confident in your coverage.
Our Medicare Services
Medicare Advantage Plan Comparison
We help you compare Part C plans from trusted carriers and review benefits, costs, prescription coverage, provider networks, and copays.
Medicare Supplement (Medigap) Plans
If you choose to stay with Original Medicare, we’ll help you find a Medicare Supplement that covers what Part A and B don’t—like deductibles, coinsurance, and more.
Prescription Drug Plans (Part D)
We’ll review your current prescriptions and help you select a Part D plan with affordable copays and in-network pharmacy access.
Ongoing Plan Reviews
Each year, plan details can change. We offer annual plan reviews to make sure you’re still in the best plan for your needs.
Out-of-State Medicare Support
Have family in another state? We’re licensed in FL, AL, AR, CA, CO, GA, IA, IN, KS, KY, LA, MI, MN, MO, MS, NC, NE, NJ, NV, NY, OH, OK, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, and WV—and we’re happy to help your loved ones too.
Who We Help
SunLife Benefits Group specializes in helping seniors in Jacksonville and beyond choose the right Medicare plan based on their personal health needs and financial situation. We serve:
- Seniors turning 65 and new to Medicare
- Retirees losing employer group coverage
- Disabled individuals under 65 eligible for Medicare
- Family caregivers assisting loved ones
- Seniors relocating and needing new plan options
We're also available for Medicare reviews during Open Enrollment (Oct 15–Dec 7) and Special Enrollment Periods for qualifying life events.
Why Work With SunLife Benefits Group?
Medicare decisions are too important to leave to chance—or a call center. Here’s why seniors across Jacksonville trust us:
- Local, licensed agents who understand Florida Medicare plans
- No cost to you—we’re paid by the carriers
- Carrier-neutral advice—we work for you, not one company
- Full Medicare education, not just enrollment
- Respectful, no-pressure service
We take the time to listen, explain, and recommend only the plans that truly make sense for your situation.
FAQs – Medicare Advantage in Jacksonville
How do I know if I qualify for Medicare?
Most people become eligible at age 65 or after 24 months of receiving disability benefits. We'll help you check your eligibility and enrollment windows.
Can I keep my doctors with a Medicare Advantage plan?
It depends on the plan. Some are HMO (you must stay in-network), others are PPO (more flexibility). We’ll help you find a plan that works with your providers.
Is there a penalty if I don’t enroll on time?
Yes, missing your Initial Enrollment Period or skipping Part D without other coverage may result in late penalties. We'll help you avoid these.
Can I change plans later?
Yes, during Open Enrollment (Oct 15–Dec 7) or with a Special Enrollment Period if you move, lose coverage, or have another qualifying event.
Get Medicare Help You Can Trust
Choosing a Medicare plan is a major decision. At SunLife Benefits Group, we offer personalized, expert support to ensure you get the right plan—at the right price—without the stress.
Whether you’re just turning 65, comparing Medicare Advantage options, or trying to help a loved one understand their benefits, we’re here to help with clarity, care, and commitment.
