ACA Health Insurance in Jacksonville, FL

Affordable Health Insurance for Individuals and Families

If you're under 65 and in need of health insurance, you're not alone. Whether you're between jobs, self-employed, uninsured, or looking for a better plan, SunLife Benefits Group helps you make sense of your options.



We specialize in Affordable Care Act (ACA) health insurance, as well as private and short-term plans for individuals and families. Based in Jacksonville, we provide local support and nationwide insight to help you choose the right coverage for your lifestyle and budget.


With over 7 years of experience, we’ve guided hundreds of clients through the enrollment process, helping them avoid costly mistakes and find plans that actually work.

Patient at doctor's appointment, gesturing with hands. Doctor writes on clipboard in office setting.

What Is ACA Health Insurance?

ACA health insurance—also known as Marketplace insurance—was created to provide individuals and families with affordable access to comprehensive healthcare. These plans are required to cover essential health benefits, including:


  • Doctor visits
  • Emergency services
  • Hospitalization
  • Maternity care
  • Mental health services
  • Prescription drugs
  • Pediatric services
  • Preventive care


Plans are offered in metal tiers—Bronze, Silver, Gold, and Platinum—which vary in monthly premiums, deductibles, and out-of-pocket costs. Eligibility for premium tax credits is based on income and household size, which can dramatically reduce your monthly cost.

We’ll help you compare plans, check your subsidy eligibility, and guide you through enrollment from start to finish.

Who Needs Marketplace Coverage?

ACA coverage is designed for individuals and families who don’t get health insurance through an employer or government program. You may benefit from a Marketplace plan if you are:


  • Self-employed or freelancing
  • Working part-time or without benefits
  • Between jobs or recently lost coverage
  • Not yet eligible for Medicare
  • Uninsured and need protection for yourself or your children


Even if you’ve never enrolled in the Marketplace before, we’ll help you get started with a personalized quote and no-obligation consultation.

What We Offer

As a Jacksonville health insurance agency, we go beyond basic sign-ups. We provide comprehensive support to make sure you choose the right policy and understand exactly what you’re getting.

ACA Marketplace Plan Enrollment

We assist with every step of the process—from creating your Healthcare.gov account to selecting a plan and submitting documents.

Private Health Insurance Options

Not eligible for subsidies? Looking for different benefits? We compare off-exchange private plans that may offer better provider networks or benefits for your needs.

Short-Term Coverage

If you need temporary protection due to a job change, gap in coverage, or early retirement, we can explore short-term health insurance that covers you during transitions.

Renewals and Mid-Year Changes

If your income, household, or location changes, we’ll help you update your plan to avoid penalties or gaps in care.

Why Choose SunLife Benefits Group?

We’re not a website. We’re real people who take time to understand your health goals, budget, and concerns.

Here’s why Jacksonville residents trust SunLife Benefits Group for their health insurance:

  • Local, personalized service—we live and work in your community
  • Certified ACA enrollment specialists
  • Multi-carrier access for broader comparison
  • No cost to you—we’re paid by insurance companies, not clients
  • Year-round support—not just during Open Enrollment


We explain everything in plain English so you feel confident, not confused.

FAQs – Jacksonville Health Insurance

  • Do I qualify for a subsidy?

    If your income falls between 100%–400% of the federal poverty level, you may qualify for premium subsidies. We’ll help you calculate this during your consultation.

  • Can I switch plans outside of Open Enrollment?

    Yes—if you experience a qualifying life event, such as losing employer coverage, getting married/divorced, moving, or having a child, you may qualify for a Special Enrollment Period (SEP).

  • What if I don’t like my plan after enrolling?

    If you're within the allowed change window or experience a new qualifying event, we’ll help you adjust or replace your plan accordingly.

  • How long does the enrollment process take?

    With our help, most clients can compare plans, calculate subsidies, and complete enrollment in under an hour.

Get Started Today

Schedule your free consultation with a licensed agent at SunLife Benefits Group. We’re ready to help you compare plans, calculate your cost, and enroll in the coverage that fits you best.