Life Insurance Plans in Jacksonville, FL

Protect What Matters Most with Affordable Life Insurance

At SunLife Benefits Group, we believe life insurance is more than just a policy—it’s peace of mind for the people you love most. Whether you’re a parent, business owner, or nearing retirement, life insurance helps ensure your family’s financial future is protected if the unexpected happens.



As a trusted life insurance broker in Jacksonville, we help individuals and families compare options, understand their coverage, and choose a policy that fits their goals and budget. With over 7 years of experience, we make the process simple, personal, and pressure-free.

A financial advisor speaks with a couple in a bright office, reviewing papers and using a laptop.

What Is Medicare Advantage?

If someone depends on you financially, you need life insurance. A well-chosen policy can provide your loved ones with the resources they need to:


  • Cover final expenses like funeral costs
  • Pay off outstanding debts, including mortgages and car loans
  • Replace lost income for surviving family members
  • Fund children’s education
  • Protect a family business or estate
  • Leave a lasting financial legacy


Life insurance brings financial security to life’s most uncertain moments. Even a modest policy can make a world of difference for your family’s future.

Who Needs Life Insurance?

Many people assume life insurance is something to worry about “later.” But the truth is, the earlier you secure coverage, the more affordable and effective it can be. You should consider life insurance if:

  • You’re a parent or caregiver
  • You have student loans, a mortgage, or debt
  • You’re married or in a long-term relationship
  • You own a small business
  • You’re saving for future expenses, like college
  • You want to leave behind a tax-free benefit for loved ones

If you already have a policy through work, it may not be enough—and it likely doesn’t go with you if you change jobs. We’ll help you secure portable, long-term coverage you can rely on.

Our Life Insurance Options

At SunLife Benefits Group, we’re independent brokers—not tied to any one carrier. That means we can offer access to a broad range of policies from top-rated national and regional insurers. We help you compare:

Term Life Insurance

  • Affordable, flexible coverage for 10, 15, 20, or 30 years
  • Ideal for young families or those needing coverage during working years
  • Lower premiums than permanent life insurance
  • Great for mortgage protection, income replacement, or debt coverage

Whole Life Insurance

  • Permanent protection that lasts your entire life
  • Builds cash value over time
  • Premiums stay level for life
  • Can be used for estate planning or long-term financial goals

Universal Life Insurance

  • Flexible permanent coverage
  • Adjustable premiums and death benefits
  • Option to grow tax-deferred cash value
  • Good fit for higher earners or evolving needs

Final Expense (Burial) Insurance

  • Small, permanent policies to cover funeral and burial costs
  • Easier approval—often no medical exam
  • Peace of mind for seniors or families planning ahead

Why Choose SunLife Benefits Group?

Choosing life insurance isn’t just about the lowest rate—it’s about working with someone who understands your goals and guides you with honesty and experience.

Here’s why families across Jacksonville trust SunLife:

  • Independent broker access to top-rated carriers
  • No-pressure consultations focused on education and clarity
  • Policies tailored to your family’s budget and needs
  • Expert advice from a local, licensed agent
  • Ongoing support for policy reviews, claims, and changes
  • Experience you can trust — 7+ years serving the Jacksonville community


We don’t sell—you decide. We simply make sure you have all the information you need to protect your family with confidence.

FAQs – Life Insurance in Jacksonville

  • How much life insurance do I need?

    It depends on your income, debts, dependents, and goals. A common rule of thumb is 10–15 times your annual income, but we’ll help you calculate the right amount based on your situation.

  • Is a medical exam required?

    Some policies (especially term life) require a brief exam, while others offer no-exam options depending on age and health. We’ll walk you through both.

  • What’s the difference between term and whole life?

    Term life provides temporary coverage with lower premiums. Whole life offers lifelong protection with cash value. The right choice depends on your budget and goals.

  • Can I have more than one policy?

    Yes. Many people carry both a term policy for high-need years and a small permanent policy for lifetime security. We’ll help you structure the right coverage mix.

Let’s Build a Plan That Protects Your Future

Don’t leave your family’s future to chance. With affordable options and expert help from SunLife Benefits Group, getting life insurance is easier than you think.

Whether you’re protecting a growing family, planning for retirement, or looking to leave a lasting legacy, we’ll help you find the right policy—on your terms.